The bright spots of saving for rainy day
My bi-monthly column for The Times Herald
, January 6Coupons are about half the reason I have a newspaper subscription. That and the flyers.
Of course, the rest is the news — local is what mostly interests me — and puzzles.
I spent my teens and 20s — OK, most of my life now, perfecting the art of being thrifty, at least with the must-have items of food, clothing, etc. etc.
Thrifty is why I have as many e-mails as I do — one to collect all the myriad offers and advertisements from bookstores, restaurants, clothing stores, online retailers and the like.
It’s a place to collect those sort of coupons.
My crowning achievement of the last month of 2006 would have to be getting the entire DVD collection, thus far, of “Seinfeld” for between 40 and 70 percent off.
Somehow I think this coupon thing might have been worthy of a “Seinfeld” episode, but sadly I’d be played by George, even though round and bald doesn’t exactly define myself.
You may already have gotten in your mind that I’m just cheap, but I have a certain anti-consumerist sentiment about myself that makes this more of a game where I try to stick it to the man as much as possible.
I think the eye-opening book, “No Logo,” may have played a part in my outlook, too.
This tick of mine is a mixture of character and necessity. It makes day-to-day living more affordable, while also meaning I have some money to take with me on my next vacation, as the getting to the vacation is but a few dollars with those air miles that can add up very quickly.
Puerto Rico, here I come — well, not until March, actually.
I don’t pass on quality when I’m doing my buying, but I’d rather not pay for the advertising and the hype. Go figure, I work in the business section of this paper.
I’m not as extreme as one such anti-consumer group, The Compact, who are gaining an international following with their mantra. It’s something about only buying food and underwear new. Everything else is recycled among them or bought thrift or what not.
It sounds OK, but it’s a bit too far for me.
My thinking is: Why pay $3.29 for that pint of Ben & Jerry’s Dublin Mudslide when I can get it for $1.50 with a little bit of planning. Of note, there were 8 pints of Ben & Jerry’s filling a freezer at home a few weeks ago, which was enough to get through the most harrowing of weeks, one with more unbelievable and unfortunate coincidences than an episode of “Seinfeld.”
And anyway, if most people are paying full price for the product, Ben or Jerry aren’t suffering in the least by my actions. Does that model on the socks and underwear packaging need any more money from me? No, so I’ll get brand names at Daffy’s without all the marketing costs. Does it really matter if my jeans are so last season? Not to me, it doesn’t.
If companies can sell their products for so much less, why the heck fork over the premium price, which might go toward agendas not my own? So I stay away from Rite Aid and Coors and the like.
And so grocery shopping has become quite the game each Sunday for me and a housemate.
The rewards have so far included a free turkey and a free ham at Thanksgiving, a cupboard of tea, which I have no idea how it will ever be depleted, and several gallons of nearly free soy milk.
This also means the house has more than enough food to feed me — four times a day — and I can reserve the fast food restaurants for moments of weakness, like the McDonald’s across from the office, or for cravings of pizza, Burger King or something with mint.
It means holding off to the end of the season for clothes shopping, which is fine because the clothing seasons are now a full month, sometimes two or three, behind the actual temperatures outside.
I guess with fewer vacations planned this year, I have time to start getting a little more ahead for the newly opened rainy day fund. It came with free money to start and more free money for getting others to join.